TVT Insurance  recommends DKV Insurance, the European Leader in Health Insurance that offers you the most complete medical assistance to guarantee your Health and that of your family.

By filling out this simple form we will send you a personalised quote for your Medical Insurance.


According to the GDPR  and our Privacy Policy , none of your data will be saved or transferred to third parties.

Calculate - Health Insurance Premium

If you are insured in another Company and you wish us to study your police, please upload your document.

Upload PDF
PDF - Max15MB
Terms & Conditions*
10 reasons why you should  choose  DKV medical insurance in Spain

If you are wondering why, among all the insurance companies in the market, you should take out your health insurance with DKV, we can give you ten good reasons:

1 - We are a company which specializes in health insurance.
Not all insurance companies specialize in health insurance. DKV does. This is why we are leaders in this type of insurance with 7 million clients. 

2- We have the right kind of policy for you.
We offer personalized products to help you find the most suitable product: 

* Medical assistance network: when you need medical attention, you can choose between the doctors and clinics which work with DKV.
* Refund of fees: when you visit any doctor or clinic in the world, regardless of whether it is part of the network, we will refund between 80% and 100% of the fees. 

3 - We also take care of your family.
Large families receive interesting discounts: 

  12% on policies for families of 5 or more members.

    7% on policies for families of 4 members. 

4 - We work with the best professionals and hospitals.
Over 19,000 healthcare professionals work with us, including some of the most prestigious names in the field. We also put at the disposal of our clients 1,200 health centres, some as well-known as the Clínica Tecnon, the Quirón Hospital Group, the Clínica de la Luz and the USP Hospitales network. 

5 - We are very demanding with regards the standard of the service we offer.
We guarantee pleasant and personalized attention because we know how important it is for everyone to receive prompt and quality service, especially when it concerns our health or the health of our family.


6- Our policies include free dental assistance and emergency health assistance abroad.
Have a perfect smile! All DKV insurances cover dental treatment as well as emergency health assistance during visits abroad less than 180 days without additional cost.

7 - We offer interesting complementary services.
Telephone medical assistance, specialised medical consultations for children, discounts at gymnasiums and health spas, health magazines, etc. When you take out a DKV health insurance you will receive many additional advantages.

8 - Fees are adjusted to your age, sex and area of residence, and we do not penalize for frequent use of our services.
We want you to pay only for the services you might require. Therefore, we calculate the fee for each policy according to your characteristics and we do not include penalty clauses in our policies


9 - We create responsible and innovating products and services for our clients:
Extension to the age for taking out individual health insurances. The limit for new medical insurances, fee refunding insurances and for DKV Residents is 75 years of age. DKV is the only company that permits people up to 75 years of age to take out a medical health insurance. 

The company commits to not cancelling policies held for over three years. 
Our Clear Language Program eliminates the "small print" and makes insurance terms easy to understand. 
The Spanish Consumers’ Union has awarded our policies with a Clarity Certificate. 
Adopted children under the age of 18 will be automatically included in the same health insurance as their parents. 
Insurance policies designed exclusively to suit the needs of international residents.

10 - DKV is a solvent company.
DKV and another four companies form the ERGO Group, with 30 million clients all over Europe with 21,000 professionals working for them. This provides a firm guarantee for our clients and suppliers.

On line Customer Service Center 

In the permanent search for excellence, we now have an online Insurance advisory service.
We answer all your questions and offer you a personalised service.

- Confortable 

- 100% free

- 100% without obligation

- 100% personal

In our Online Customer Service Center you can process all your needs & documents, 24h / 7, without waiting or traveling ... all at the distance of a click. You can process:


- International Green Card

- No Claim Bonus Certificate

- Request a quotation,

- Pay a Receipt,

- Request a copy of your contract

- Request changes to your contracts

- and much more...

Calculate your Premium

Want to compare several premiums?

Simply upload existing policies or quotes and you will get a suitable comparison quote from us – it's free and non-binding.

Tamaño máximo de archivo 15MB

We are here to help you.

Our opening hours are: Monday to Thursday from 9am till 5pm. Fridays from 9am till 2pm.



Av. Barranco de Las Torres, 

CC Domasa, L 12, Planta Alta

38670 Adeje - Tenerife



Tel: (+34)  922 711 546 

       (+34) 922 713 428 

La Palma

Carretera General Padrón,

nº 2, Local 3

38750 El Paso -La Palma



Tel: (+34) 922 985 071

       (+34) 922 497 380

Follow us:

  • Facebook - Círculo Negro
  • Instagram - Negro Círculo
  • LinkedIn - Círculo Negro
  • YouTube - Círculo Negro

Teneriffa Versicherungs Team SL, Exclusive Agency of  Zurich Insurance PLC, DGSFP license nº C0530B38657193