Business Insurance: SME - SHOPS - Zurich has the best solution 

 

Are you looking for Insurance for your Company, Shop, Commerce,

Small or Medium Business or a large Corporation?  In our Zurich

agency we deliver solutions to comprehensively protect your company

including solutions for every need. 23 years of experience taking good

care of businesses like yours in the Canaries!

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Solutions for your business: everything your Company needs to be protected from so that you can concentrate on what really matters; growing your business.

 

Solutions for liability: protect your business and your assets from claims for damage or injury to third parties caused by your company’s operations.

 

Solutions for your employees: they are one of your company’s main assets and protecting them is essential. That way they can work with complete confidence and achieve the best outcomes.

 

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Our Agency TVT Seguros is the Insurance Expert you are looking for in the Canaries

Ask us to study your company and come up with a proposal featuring the best solutions for insuring your business. We have more than 23 years of experience and a highly trained team of professionals at your disposal. Some of the most prestigious companies in Tenerife, La Palma, Gran Canaria and Fuerteventura trust our agency ,managing their insurance needs for several years.

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WE KNOW WHAT YOU NEED 

Make the most our team of experts’ extensive experience in business issues. They’ll give you individual assistance to understand the risks your business runs and how to protect it against any incidents. 

 

ALWAYS BY YOUR SIDE 

We provide you with a claims team specialising in companies that handles over 30,000 claims each year. Plus we’re also experts in risk prevention with 200,000 custom appraisals carried out by our team of over 900 engineers. 

 

SOLUTIONS SO YOUR BUSINESS ALWAYS KEEPS MOVING FORWARD 

We know your company can’t afford to come to a halt due to an unforeseen event. So we offer you the covers you need to ensure that whatever happens, your company can get back to work as soon as possible.

 

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Each business is different, but they all need the best protection.

 

 

SME – Small and Medium Enterprises

 

With our SME Insurance you get these advantages:

Comprehensive coverage: the leading multi-peril insurance with the most complete liability covers, including occupational accident liability.

 

Flexibility: covers which can be tailored to your operations (liquid spills, broken bottles, liability for damage to vehicles, etc.).

 

Affordable price: we examine your case to give you the best proposal.

 

24-hour assistance: we’re there whenever you need us.

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Below are some examples of everything we can do for your business.

 

 

Protection against external factors

 

FIRE AND EXPLOSION

If there’s a fire or explosion at your company, we deal with all the damage.

 

FLOODING

If your premises are flooded because of rain, we cover any damage resulting from the incident.

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WEATHER EVENTS

If a gale leads to damage, we pay to repair it.

 

TOTAL DESTRUCTION

If building work in an adjoining property causes your building to collapse, we pay to rebuild it.

 

 

Accident protection

 

FINDING AND REPAIRING FAULTS

If a water leak causes damage, we find the fault and repair it. And if your water usage goes up, we pay you up to €1,000.

 

ALL RISK MATERIAL DAMAGE

If shelving gives way and fragile goods on it are broken, we pay you so you can replace both the objects and the shelving.

 

BUSINESS STOPPAGE

If flooding or fire means your business can’t continue operating, we cover your financial losses to help you keep your company going.

 

 

Burglary protection

 

BURGLARY AND DAMAGE TO BUILDINGS

If your company is burgled and a door is broken, we cover the burglary itself and any damage the burglars have caused.

 

BURGLARY AND ROBBERY OF CASH

If money is stolen from your safe, we cover up to 100% of the sum insured.

 

BURGLARY AND ROBBERY

If customers are robbed in your company, we cover up to €300 per person.

 

REPLACING KEYS AND LOCKS

If your keys or remote opening device are stolen, we send an emergency locksmith to replace them.

 

 

Liability protection

 

OPERATING LIABILITY

If your company’s industrial unit collapses on customers, we cover the damage and/or injury caused.

 

OCCUPATIONAL ACCIDENT LIABILITY

If a worker, whether or not they are on your staff, has an occupational accident, we cover any damage and/or injury.

 

PRODUCT AND/OR COMPLETED OPERATIONS LIABILITY

If a product manufactured by your company causes harm to customers, we indemnify them and protect you from possible lawsuits.

 

 

Breakdown Protection

 

BREAKDOWN OF MACHINERY

If your company’s machinery breaks down, we cover its repair.

 

COMPUTER BREAKDOWN

If a computer is dropped by accident and breaks, we cover its repair or pay for a new one.

 

 

Business interruption protection

 

BUSINESS INTERRUPTION DUE TO FIRE

If a fire means your earnings go down, we cover your financial losses or pay you a daily allowance by way of compensation.

 

BUSINESS INTERRUPTION DUE TO WATER DAMAGE

If flooding means your company has to stop working, we pay the financial losses you incur.