Zurich Yacht & Boat Insurance in Spain

Looking for good Insurance for your boat? You’ve got it with Zurich.

Ensuring a boat trip is safe. That’s our speciality.

 Whether you’ve got a recreational craft made of fibreglass, aluminium, wood, polyester or steel, or a sailboat or motorboat, we have the insurance you need. 

Ensuring the best protection for you and your crew is in your hands.

 

Don’t take any chances at sea. Sail and have fun with the best protection.

 

Essential protection

These are the covers that any boat should have. Don’t run unnecessary risks and enjoy smooth sailing:

 

• COMPULSORY LIABILITY 

If you have an accident with another boat,  we’ll cover any property damage and personal injury you cause.

VOLUNTARY LIABILITY 

If you have an accident and someone  is hurt,  we’ll cover the injury caused.

• CLAIMS FOR DAMAGE 

If another boat collides with you and you are injured,  we cover the cost of claims on your behalf.

• DEATH 

If you have an accident with your boat and drown,  your family will receive the sum insured.

• TOTAL OR PARTIAL PERMANENT DISABILITY 

If you have an accident with your boat  and are disabled,  you and all the occupants will receive  the sum insured.

• HEALTHCARE COSTS 

If you have an accident and are hospitalised,  we cover transfers and medical expenses.

• ASSISTANCE AT SEA 

If you or a passenger have an accident  or fall ill, we cover transport to a hospital.

 

• ASSISTANCE AT SEA 

If you are hospitalised abroad and are alone,  we pay up to €600 for accommodation and expenses for your companion.

• ASSISTANCE AT SEA 

If you have a breakdown at sea,  we bring you spares for up to €1,505 bythe fastest means of transport.

• ASSISTANCE AT SEA 

If your engine stops and  you cannot return to port,  we cover up to €6,000 in towing chargesto the nearest port.

Additional Covers

Increase your boat’s protection with covers that meet your real needs. You choose what and how much.

TOTAL LOSS

If you are shipwrecked in a storm and your boat sinks, we take care of the losses up to the sum insured.

 

TOTAL LOSS

If your boat is stolen, we reimburse recovery costs for up to 10% of its value or €6,000.

 

PARTICULAR AVERAGE

If your boat catches fire, we cover the damage whether at sea or on land.

 

EXTENSION OF COVERS

If your boat is damaged by acts of piracy, we cover the damage up to €1,200.

 

INSTITUTE YACHT CLAUSES If you have an accident included in the Institute Yacht Clauses, we cover the damage up to the limit you have insured.

 

PERSONAL EFFECTS

If your boat sinks with your things onboard, we cover up to €300 per object you have lost.